Category: Workers’ Compensation

An Overview On Workers’ Compensation Benefits

When a worker is injured in an accident that occurs while they are on the job, the consequences that they may face are often more than they may be prepared to deal with. Workers CompThe costs of medical care, income lost as a result of spending significant time away from work in order to fully recover, and other potential consequences can all put a heavy strain on the financial resources available for them to care for themselves and their family. Fortunately, workers’ compensation benefits can help alleviate some of the worst effects of a workplace injury.

If you or someone you know has been the victim of a workplace accident, getting your workers’ compensation benefits as soon as possible is often essential to making sure that you and your family have the assistance you need in this difficult time. Unfortunately, some insurance companies choose to deny workplace injury victims the compensation they need in this difficult circumstance or make it extremely difficult for applicants to get the benefits they need. However, with legal support, a claimant may be able to get injured workers the compensation they need after suffering through such an accident.

Types of Workers’ Compensation Benefits

Workers’ compensation plans often provide benefits for a range of different costs, including the following:

* Lost income
* Medical expenses
* Travel costs
* Job retraining (if necessary)

These are just some the possible compensation benefits that a claimant may be entitled to! Assistance in obtaining these and other costs can be a vital tool to helping workers recover from a serious accident. Thus, if you or someone you know has suffered an injury at work and your company’s insurer is refusing to pay you the benefits you deserve or you need help making the initial claim, you should contact a workers’ compensation lawyer for help in getting the compensation you need.

Wal-Mart Settles Class Action Workers’ Compensation Case

After a three-year battle, Wal-Mart Stores Inc. finally agreed to settle a class action workers’ compensation lawsuit involving 13,521 employees last week in Colorado. The case, Josephine Gianzero v. Wal-Mart Stores Inc., was finally settled when a federal judge in Denver approved the class action lawsuit that claimed Wal-Mart interfered with the way workers’ compensation claims were paid for accidents.

The class action case came from a Colorado Springs Wal-Mart employee workers’ compensation claim from 2009. U.S. District Judge Robert Blackburn approved the $4 million settlement from both Wal-Mart and the co-defendant Claims Management Inc., while also ordering four years of injunctive relief, requiring Wal-Mart and CMI to provide training for its workers’ compensation adjusters.

Along with Wal-Mart Inc. and Claims Management Inc., the case also involved additional co-defendants American Home Assurance Co. and Concentra Health Services in Colorado. According to a written statement from the workers’ compensation lawyers who represented the plaintiffs, the judge also required Lexington Insurance, Concentra’s insurer, to pay an additional $4 million in the settlement.

“The defendants denied all allegations of wrongdoing and vigorously defended the case for over three years,” the statements said.

In a press release, the plaintiffs in the case claimed that Wal-Mart, CME, and Concentra “interfered with and limited the independent judgment of certain medical providers who treated injured workers employed by [Wal-Mart] in Colorado who sustained on-the-job injuries.”

Along with Wal-Mart and CMI agreeing to provide training for its workers’ compensation adjusters, Concentra also agreed to provide “periodic training,” to its Colorado marketing and sales workers.

The more than 13,500 plaintiffs will receive checks for $520 for those treated at a Concentra facility and $50 for those treated at other facilities without any proof of claim.

“The health, safety, and well being of our associates are important to [Wal-Mart],” Wal-Mart Stores spokesman Randy Hargrove said in a statement. “If associates are injured at work, we and CMI are committed to making available the best treatment and care, so that they can get better.”

Securing compensation through a class action lawsuit or a regular workers’ compensation claim can be extremely frustrating and complicated, as this case demonstrates, but often, injured workers are able to secure the financial assistance they need with the help of a workers’ compensation lawyer. Try visiting a workers’ compensation lawyer’s website to find more information about what these attorneys do to help people, and how they may be able to assist you after a workplace injury.





Workers’ Compensation for Occupational Disease

Workers’ compensation plans are designed to help injured workers manage the financial burden that costly medical treatment and the loss of income from time spent away from work can pose following a workplace injury. These plans act as an agreement between a company and its employees, giving those who are at risk of injury an assurance that they will be cared for if an accident should occur while protecting companies against costly lawsuits as the result of a workplace accident.

 Occupational Medical ConditionsMost people are aware that they can receive workers’ compensation benefits if they are involved in an accident at work. However, far fewer understand that they can also receive workers’ compensation benefits for illnesses or medical conditions (PDF) that they may have developed as a result of their working conditions. These illnesses can be just as difficult to recover from as a serious injury, and therefore workers who fall ill because of working conditions need financial assistance just as much.

Unfortunately, because of the difficulty in proving that an illness was caused by occupational factors, many of those suffering from a medical condition because of their job are unfairly denied the benefits that they need. In this position, it may be necessary to pursue the assistance of a workers’ compensation attorney to resolve the situation. Every qualified workers’ compensation lawyer knows the specific requirements of the law in the states in which they operate, and are experienced in fighting large insurance companies in a way that an individual worker may not be.